Financial Planning
We are dedicated to helping our clients build the life they want. Your financial plan is more than just a portfolio. Using a holistic lens, we create a strategy designed to meet today’s needs and plans for future objectives.
Our financial planning services include:
Retirement Planning
Building Toward a Vibrant Retirement
Our objective is to help you construct a meaningful retirement while living the life you want today. We take into account your growth objectives, phase of life, and personal and financial goals to build a balanced strategy.
Risk Managed Review of Insurance
Protection Against the Unplanned
We conduct a thorough review of all the insurable risks you are exposed to and match that with appropriate and competitively priced insurance.
Tax Planning
Capitalizing on Tax Efficiency
Partnering with your CPA, we offer tax planning services focused on opportunities to mitigate your tax bracket and situation.
Benefits Review
Maximizing Your Benefits
We review all benefits available to you from your employer or from your own company to maximize the opportunities such benefits bring to your financial picture.
College/Education Planning
Conquering Educational Goals for Your Family
After determining the level of education funding goals you have for your children and grandchildren, we calculate what money needs to be deposited today or over time to fund your objectives.
Executive Compensation Package Review & Stock Option Planning
Choosing the Right Strategy
We review options available for you to exercise such as stock options, long term incentive packages, stocks, performance based stock, or deferred compensation. Then, coordinating with your broader financial picture, we help you make informed decisions with confidence.
Estate Planning
Designing Your Legacy
In tandem with our estate planning professionals, we guide you through a process that considers your current lifestyle goals and helps you preserve the values and traditions you have embraced throughout your lifetime.
*Raymond James and its financial advisors do not render advice on legal matters. You should discuss these matters with the appropriate professional.
Portfolio Management
Our investment management approach is custom-tailored to help meet your needs. Through evaluating client risk tolerance, determining the appropriate time horizon, and understanding income needs off of the portfolio, we set an asset allocation strategy that takes into account the above parameters along with current market opportunities.
We closely monitor performance and adjust allocation as needed. To ensure our clients feel fully informed and communicated with, we provide clear and transparent reports on an ongoing basis.
Qualified Retirement Plans
We offer Qualified Retirement Plan design and implementation services for businesses of 100 people or less.
Working with Raymond James
Birch Cove is an independent advisory firm that does not hold assets on behalf of our clients but rather utilizes the custodial and brokerage services of Raymond James Financial Services.
Raymond James Financial Services has a stellar reputation and supports our firm in many ways including: providing leading investment research, enabling access for our team and clients to innovative technologies, and offering operational and trading support.
