Insights Financial Blog
Your Aging Parents and You
How to handle a difficult subject together

The millions of Americans that are part of the "sandwich generation" are faced with very real chellenges - provide for the needs of a growing family, care for elderly parents, and plan for retirement.  And, many struggle to find a balance.  Through a partnership with Mainstay Investments, we are providing this guide to provide tips to help you speak with your parents about the legal, medical, and financial issues associated with aging, plan ahead, and approach the situation with an objective perspective.

Preventing Credit Card Fraud
What Is Credit Card Fraud?

Credit card fraud occurs any time your credit card account is used without your knowledge or permission. Credit card fraud costs cardholders and issuers hundreds of millions of dollars every year. Closely related to credit card fraud is "identity theft," which is addressed in our separate topic discussion, Coping with Identity Theft. While it is easy to become the victim of credit card fraud, there are many simple ways to protect yourself against this loss. Some of these are outlined below.

Handling a Dispute with Your Insurance Company
From time to time, you may need to resolve a dispute with your insurance company. Disagreements often arise about the amount due on a bill, the amount the company paid on a claim, or the nonpayment of a claim. Here are some steps that can help you resolve a dispute efficiently and agreeably.

Coping with Identity Theft
In general

Whether they're snatching your purse, diving into your dumpster, stealing your mail, or hacking into your computer, they're out to get you. Who are they? Identity thieves.

Identity thieves can empty your bank account, max out your credit cards, open new accounts in your name, and purchase furniture, cars, and even homes on the basis of your credit history. If they give your personal information to the police during an arrest and then don't show up for a court date, you may be subsequently arrested and jailed.

And what will you get for their efforts? You'll get the headache and expense of cleaning up the mess they leave behind.